Dental Insurance – Hingham, MA
Helping You Understand Your Dental Insurance Coverage Better
Many dental patients become frustrated when it comes to navigating their dental insurance benefits because every plan varies. Fortunately, our team of dentistry professionals who regularly file dental insurance claims and are familiar with working with dental insurance companies are here to help. Whether you have a question about your coverage or just want to learn how you can get the most out of your benefits, we’ll be more than happy to assist. Below, we’ve included some need-to-know basics about the average dental insurance plan to help get you started.
Understanding How Dental Insurance Works
Unlike medical insurance, dental insurance is more hinged on preventing oral health problems from ever occurring instead of treating them as they develop. When you navigate your plan, there are a few terms that are necessary to understand, including:
- Maximum: Your annual maximum is a capped-off amount of money that your dental insurance company will pay for your treatment in a calendar year.
- Deductible: The deductible is a set amount of money that your insurance company requires you to pay before your benefits kick-in.
- Premium: The premium is the annual or monthly amount that you’ll pay to receive benefits.
- In-Network: If a dentist is in-network with your insurance plan, it means that they negotiated discounted fees and rates with them.
What Does Your Dental Insurance Plan Cover?
The average dental insurance plan operates under a 100-80-50 coverage structure. This means that they will cover 100 percent of the cost of preventive care like checkups and cleanings, 80 percent of the cost of minor treatments like cavity fillings, and 50 percent of the cost of more serious procedures like tooth extractions. However, it’s important to note that every plan is different, and to find out what yours covers, it’s a good idea to contact your insurance provider directly.
Our In-Network PPO Dental Insurance Providers
At Admired Smiles Dental Center, we’re proud to be an in-network provider who’s contracted with several major dental insurance companies, which we’ve listed below. That means that we’ve negotiated discounted fees and rates, allowing us to pass on savings to you and keep your dental treatments within your budget!
- Delta Dental
- Blue Cross Blue Shield
- And many more!
Don’t see your plan? We likely take it! Reach out to our team today!